Shelly Macron
As millions of Americans await financial assistance this month, the Social Security Administration (SSA) is set to issue the final round of July Social Security payments on Wednesday, July 23, 2025.
These monthly deposits are a critical source of income for retirees, people with disabilities, and survivor beneficiaries, especially in today’s strained economic environment.
The SSA adheres to a staggered payment schedule to manage the large volume of recipients efficiently. Understanding this schedule helps ensure beneficiaries can anticipate when their monthly benefits will arrive and make informed financial decisions.
Average Monthly Benefit Amounts: How Much Will You Get?
The amount you receive from Social Security depends on your eligibility type and retirement status. Based on current data from the SSA, here are the average and maximum Social Security benefit amounts:
| Benefit Type | Average Monthly Payment | Maximum Monthly Benefit |
|---|---|---|
| Retired Workers | $1,907 | $3,822 at age 67 |
| Disabled Workers (SSDI) | $1,537 | — |
| Married Couples (Both Receiving Benefits) | $3,303 (combined) | — |
| Delayed Retirement (Age 70) | — | $5,108 |
Who Will Receive Their Payment on July 23, 2025?
The SSA distributes monthly benefits according to the recipient’s birthdate, spread across three Wednesdays each month. The July 23 payment is designated for beneficiaries born between the 21st and 31st of any month.
Here is the full Social Security payment schedule for July:
- July 9 – For those born between the 1st and 10th
- July 16 – For those born between the 11th and 20th
- July 23 – For those born between the 21st and 31st
How to Track Your Social Security Payment
Wondering if your payment is on the way? Here are several ways to confirm the status of your Social Security deposit:
- Log in to the “my Social Security” portal on the SSA website.
- Monitor your bank account around July 23 for the direct deposit.
- If you notice a delay, contact your bank to confirm whether the funds were received.
- If the payment hasn’t arrived after three business days, call the SSA directly at 1-800-772-1213.
What’s Next on the Social Security Calendar?
Looking ahead, the SSA has already outlined the August payment schedule:
- August 1 – Supplemental Security Income (SSI) recipients
- August 14, 21, and 28 – Retirement and disability benefits issued based on birth dates:
- August 14 – Birthdays from the 1st to 10th
- August 21 – Birthdays from the 11th to 20th
- August 28 – Birthdays from the 21st to 31st
The July 23 Social Security payment provides critical financial support to millions of eligible Americans born later in the month.
Understanding the SSA’s payment schedule, how much you’re entitled to, and how to track your payment ensures you’re never caught off guard.
As inflation and living costs continue to affect households, staying updated on Social Security timelines and amounts is more important than ever.
FAQs
Who is eligible for the July 23, 2025, Social Security payment?
Anyone born between the 21st and 31st of any month and receiving Social Security retirement, disability, or survivor benefits will receive their payment on July 23.
What should I do if I haven’t received my payment by July 26?
First, check your “my Social Security” account and bank statement. If it hasn’t arrived after three business days, call the SSA at 1-800-772-1213.
Will I receive the same amount every month?
Generally, yes—unless your benefit is recalculated due to changes in income, tax withholding, or cost-of-living adjustments (COLA).