Kim Kat
Millions of U.S. consumers may qualify for a one-time cash payment between $88 and $147 under a new $12.5 million class action settlement involving Cash App.
The case centers around alleged spam text messages sent via Cash App’s “Invite Friends” referral feature without proper consent.
Cash App’s parent company, Block Inc., agreed to the settlement to resolve claims under Washington state consumer protection law.
What’s the Case About?
- A lawsuit filed by a Washington state resident alleges that Cash App enabled users to send unsolicited promotional text messages through the “Invite Friends” feature, without the recipients’ consent.
- The legal action claims that such messages violated Washington’s Consumer Electronic Mail Act and Washington Consumer Protection Act.
- Block Inc. denied wrongdoing, but opted to settle for $12.5 million to avoid prolonged litigation.
Who Is Eligible for a Settlement Payment?
Eligibility depends on the following criteria:
| Eligibility Criterion | Details |
|---|---|
| Location | Must have been a resident of Washington state |
| Received a referral text | At any time from November 14, 2019, through 2025 |
| No prior explicit consent | Did not clearly authorize receiving such messages |
If you meet all these conditions—and you received such a referral text—you may qualify to submit a claim once the official portal opens.
How Much Could You Get?
- Estimated individual payout ranges from $88 to $147, depending on:
- The total number of valid claims filed
- Your qualification as a class member
- The $12.5 million settlement fund will cover:
- Payments to claimants
- Legal and administrative costs
- Attorney fees
- Service award to the class representative
- There is no extra payment for multiple texts—each eligible individual may submit only one claim.
How to Claim Your Payment
When the settlement is preliminarily approved, eligible individuals can expect:
- Notification via email or postal mail, possibly including a unique claims code.
- A public online claim portal (and printable form) will open.
- Required information includes:
- Phone number at which you received the referral text
- Your name, address, and contact info
- Attestation of Washington residency and lack of consent
- One claim per person – multiple messages or texts don’t increase your payment.
- Payout options may include:
- Physical check
- PayPal
- Venmo
- Zelle
- Virtual prepaid card
- A filing deadline, along with the court hearing date, will be announced once the court grants preliminary approval.
Why It Matters
- Duped recipients are entitled to compensation for unsolicited promotional texts—this settlement provides a simple route for redress.
- Washington law makes companies liable not only for texts they send, but also for helping others send them—hence earlier judgments held Block accountable.
- The settlement resolves claims swiftly without lengthy litigation, giving the estimated 2 million eligible people a faster resolution path.
What Happens Next
- Court must grant preliminary approval, which has already been filed.
- Final approval hearing will determine whether the settlement moves forward.
- Post-approval, the official claim portal opens, and beneficiaries can submit their claims.
- Payments to eligible claimants will be processed after the final court sign-off and verification of claims.
If you lived in Washington state and received a refer-a-friend text from Cash App without opting in, you may qualify for a one-time payment between $88 and $147, once the $12.5 million settlement is approved.
The settlement resolves allegations under state law that unsolicited referral texts violated consumer protections.
Stay alert for correspondence from the settlement administrator and be ready to file your claim promptly when the official portal launches.
Simple eligibility verification and fast access to payout options mean eligible claimants could receive their settlement quickly. If you believe you qualify—watch for updates and prepare to act when the claims process begins.
FAQs
When will payments be sent out?
Payments will be issued after the court grants final approval and claim processing is complete. A specific timeline will be announced once the court moves forward.
Do I qualify if I got multiple Cash App texts?
No. Even if you received many messages, eligible claimants receive one single payment. Only one claim per person is allowed.
What if I live outside Washington or got texts before November 2019?
You must have been a Washington resident and received a referral message between November 14, 2019 and the settlement’s end date. Those outside that window or location aren’t eligible.